Important benefits – an overview

You can choose from four different tariffs: M (Medium), L (Large), XL (Extra Large) and Z (Supplement).

AU-PAIR24 M consists of international health insurance, accident insurance, private and professional liability insurance, as well as deportation cost coverage.

AU-PAIR24 L is suitable for host families who also wish to insure the loss of house or apartment keys.

We recommend AU-PAIR24 XL which not only provides complete all-round protection, but also includes certain preventive check-ups, vaccinations, and dental prophylaxis (up to €500 per insurance year).

AU-PAIR24 Z does not include any coverage for illness. The AU-PAIR24 Z add-on includes accident, private and professional liability, as well as deportation cost insurance.

AU-PAIR24

M(Medium)

L(Large)

XL(Extra Large)

Z(Supplement)

Health insurance

Outpatient medical treatment

Inpatient medical treatment including operations

Provision with medicine, dressing material, and medical appliances

Provision with remedies up to an amount of

€250*

Medically necessary rehabilitation measures (subsequent to a medical treatment)

Examination and treatment due to pregnancy and childbirth

Medically necessary transport of patients for purposes of inpatient treatment

Direct billings with physicians and hospitals

Medically necessary and prescribed return transport of an ill insured person from abroad to his/her home country

Preventive benefits under statutory programs**

€500**

Health and child check-ups under statutory programs**

€500**

Vaccinations and dental prophylaxis**

€500**

Noncontributory extension of insurance coverage up to 90 days if the stay must be extended for medical reasons

Repatriation of the mortal remains of the insured person or burial costs in case of death

Fees for treatment and cost plans

Alternative treatments (including homeopathy) by a resident physician

Dental treatment for pain relief (including root treatments and simple fillings if the teeth are worth preserving)

Simple repair of existing dentures up to 50% of actual cost, maximum reimbursement

€1,000*

Simple dentures due to an accident up to an amount of

€2,000*

Treatment of mental illness (also inpatient), except for psychoanalysis and psychotherapy

Pre-existing conditions under certain circumstances

Maximum rate of the German fee schedule GOÄ

2.3

Maximum rate of the German fee schedule GOZ

2.3

General excess per case

€0

Liability insurance

Personal and professional liability insurance for au pairs

€1,500,000

€2,000,000

Bodily injuries of the host family's children caused by the au pair

€1,500,000

€2,000,000

Property damage to host family's immovable property (deductible €250)*

€1,500,000

€2,000,000

Damage to rented property

€100,000

Loss of private keys

€500

Accident insurance

Accidental death benefit

€5,000

Benefit in case of 100% accidental disability

€140,000

€200,000

Disability benefit

€40,000

Progression (increase in the sum insured in proportion to the degree of disability)

350%

500%

Rescue costs

€3,000

Plastic surgery as a result of an accident

€3,000

Daily hospital benefits for the au pair, starting on the 10th day of an inpatient treatment which is the result of an accident. The maximum duration of payment is 90 days.

€10 per day

€15 per day

Deportation costs insurance

Noncontributory extended liability in case of an ordered deportation

€4,000

Monthly premium

€44

€49

€79

€11

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